Muhammad Safdar Raza Naqvi
Entrepreneur .

Entrepreneurial by nature, Mr Naqvi has more than 18 years of experience in the field of banking electronic channels and Digital banking.

Personal Portfolio Images
About

About Me

I am a seasoned professional with 18 years of extensive experience in financial institutions, fintech, and payment service providers. Currently serving as the Head of IT Alternate Delivery Channel Operations at HBL Bank, I specialize in the intersection of technology and banking. My expertise encompasses managing alternate delivery channels, strategic planning, operational oversight, and the implementation of cutting-edge solutions to enhance the efficiency of digital banking services.

In addition to my technical acumen, I bring strong expertise in payment systems, digital channel implementation, integration, payment scheme certification, debit and credit cards, cash management, wallet solutions, and social schemes such as BISP. Navigating the complexities of these domains, I ensure the seamless functioning and compliance of our systems.

Furthermore, I play a pivotal role in the bank's strategic projects, contributing to process transformation and optimization initiatives. This involvement underscores my commitment to driving innovation and efficiency across the organization.

Moreover, I prioritize a strong customer focus, committed to delivering seamless and customer-centric experiences through our digital channels. Additionally, I am deeply invested in employee well-being, recognizing the importance of a motivated and thriving team.

Committed to driving excellence in technology-driven banking while maintaining a vigilant eye on risk, compliance, payment scheme adherence, customer satisfaction, and employee well-being, I thrive in dynamic environments where innovation aligns seamlessly with holistic organizational success.

Banking solutions

I worked in local and international organization and have experience of implementation of large scale banking solutions in Pakistan. I worked in FIS Global and led their core banking implementation in National Bank of Pakistan. I also among the first pioneers who had implemented Local Acquiring, Bio-Metric ATMs, Bill Payments via ATMs and Inter Bank Funds Transfer (IBFT).

Payment System

I have extensive knowledge and experience in Payment System processes, Implementation and Integration, Settlement & Reconciliation process and Financial Switches. My proven ability to lead seamless implementations and deliver cutting edge technical solutions has benefited numerous organizations in Pakistan, Nigeria, Malaysia and Canada by improving their revenue and workplace productivity.

ATM Operators

I had also provided consultancy to several MSPs and White Label ATM Operators in Canada and aLso provided consultancy services to PSO/PSP in Pakistan.

Bio-Metric ATMs

I am among the first pioneers who had implemented Local Acquiring, Bio-Metric ATMs, Bill Payments via ATMs and Inter Bank Funds Transfer (IBFT).

Online Banking

always free from repetition, injected humour, or non-characteristic words etc.

G2P solutions

It uses a dictionary of over 200 Latin words, combined with a handful of model sentence.

14+ Years of Experience

My Resume

2007 - 2010

Education

BS Computer Engineering, Software Engineering

Sir Syed University (2007 - 2013)
4.30/5

The education should be very interactual. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante.

Matric Science

Anglo Model School (1999 - 2000)
4.50/5

Maecenas finibus nec sem ut imperdiet. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante.

2007 - 2010

Volunteering

GRO

Expo Pakistan (2006)

ISO & MSP Consultant

MBE Inc. (2012)

Generate Lorem Ipsum which looks. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante.

Consultant

Activa Financial Technologies (2009)
5.00/5

Skills

Industry Skill

Core Banking
85%
Integration
90%
Requirements Analysis
90%
Software Project Management
75%
Internet Banking
95%
Skills

Other Skill

Oracle
85%
MIS
90%
Team Management
90%
EMV
75%
Cards
95%
2007 - 2013

Experience

DGM II - Head ADC IT Ops

HBL - Habib Bank Limited (Dec 2022 - Present)
4 mos

DGM II - Head ADC IT Ops

Head of Applications & IT Operations

JS Bank · Full-time (Dec 2021 - Dec 2022)
1 yr 1 mo

Head of Applications & IT Operations

SVP/ Head ADC

Summit Bank Limited · Full-time (Jun 2015 - Dec 2021)
6 yrs 7 mos

SVP/ Head ADC

KASB Bank

Head ADC & ProjectsHead ADC & Projects Head ADC & Projects (Jun 2012 - Jun 2015)
3 yrs 1 mo

Managing ADC operation, project implementation and development. - Designed HA solutions for the ADC critical applications. - Working on DR site readiness for ADC applications. - Managing country wide Bank's ATM network. - SLA Management and budget forecasting. - Managing M/O/S Reporting - Project Management - Vendor Management of ADC Ecosystem - Ensure Configuration & Release Management of ATMs - People Management - Complaint Management

Job Experience

Fidelity Information Services

Integration ManagerIntegration Manager (May 2011 - Jun 2012 )
1 yr 2 mos

Managed ADC & other products integration with Core banking application PROFILE. Currently working on - SAP HCM implementation and its integration with CBA for salary & loan posting. - THETA Loan origination system implementation and integration with CBA. - Global 360 MIS reports archiver integration with CBA. - Designing and Development of white papers for upcoming products. - Developing Feasibility reports for other interfaces. - Conduct SIT and UAT. - Production support. - Deployment.

MNET MCB Bank IT Group

Team Lead System Analyst(Aug 2008 - Jan 2010)
1 yr 6 mos

Team lead of MNET Product development team Collect information to analyze and evaluate existing or proposed systems Translating client requirements into highly specified project briefs. Creating logical and innovative solutions to complex problems. Working closely with developers and a variety of end users to ensure technical compatibility and user satisfaction. Keeping up to date with technical as well as industry sector developments

Saudi Pak Commercial Bank

System Developer(May 2007 - Aug 2007)
4 mos

Working as a System Developer and lead team member of core banking system. Design and Developed MIS portal website for MIS reporting.

Diebold

Professional Services Engineer (Dec 2006 - May 2007)
6 mos

Developed Biometrics software for Diebold ATM. Design and Developed Agilis Opteva Eye which take snaps of customer on differnet events occur on ATM. Desgin and Developed Smart uploader which upload/download screen and Audio/video files from ATM. Design and Developed Electronic Journal a website on which user can view the current EDC of each ATM Machine on server.

Visit Gallery Section and keep your feedback

Gallery

What Clients Say

Recommendations

Testimonial-image

Imran Z Malik

Head of Digital Banking, and Innovation

Imran was senior to Safdar but didn't manage Safdar directly

December 11, 2022
rating-image rating-image rating-image rating-image rating-image

Safdar is without doubt one of the finest IT and Digital Banking Ops resources in the market. .

Testimonial-image
Bound - Trolola

Jone Duone Joe

Operating Officer

Web App Development

Upwork - Mar 4, 2016 - Aug 30, 2021
rating-image rating-image rating-image rating-image rating-image

Important fact to nec sem ut imperdiet. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante. Ut tincidunt est ac dolor aliquam sodales phasellus smauris .

Testimonial-image
Glassfisom

Nevine Dhawan

CEO Of Officer

Android App Design

Fiver - Mar 4, 2015 - Aug 30, 2021
rating-image rating-image rating-image rating-image rating-image

No more question for design. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante. Ut tincidunt est ac dolor aliquam sodales phasellus smauris .

Testimonial-image
NCD - Design

Mevine Thoda

Marketing Officer

CEO - Marketing

Thoda Department - Mar 4, 2018 - Aug 30, 2021
rating-image rating-image rating-image rating-image rating-image

Marcent Of Vanice and treatment. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante. Ut tincidunt est ac dolor aliquam sodales phasellus smauris .

Testimonial-image
Default name

Davei Luace

Chief Operating Manager

Android App Development

via Upwork - Mar 4, 2015 - Aug 30, 2021
rating-image rating-image rating-image rating-image rating-image

When managment is so important. Ut tincidunt est ac dolor aliquam sodales. Phasellus sed mauris hendrerit, laoreet sem in, lobortis mauris hendrerit ante. Ut tincidunt est ac dolor aliquam sodales phasellus smauris .

Contact

Contact With Me

contact-img

Safdar Naqvi

DGM II - Head ADC IT Ops

Entrepreneurial by nature, Mr Naqvi has more than 14 years of experience in the field of banking electronic channels and Digital banking.

Phone: +923452372928 Email: s.safdar.naqvi@gmail.com